Today's Quotes on
Current Home Mortgage Rates
Quick apply or call for more information.
Quick Application | Good Faith Estimate Request | Payment Calculator | Get Bid / Offer
Fannie Mae Conforming Loan Limits Are As Follows:
1 Family Home - $417,000 2 Units - $533,850 3 Units - $645,300 4 Units - $801,950
Loans over these limits are called JUMBO.Lock in at current home mortgage interest rates to protect yourself against a rise in market rates. Then... if current mortgage home interest rates decline, you may do a one time re-lock at the lower rate with no lock-in fee! You may float down your home mortgage rate to current and re-lock anytime prior to final lender approval submission at your request!
First Mortgages NO POINTS / STD FEES Interest Rate APR
Conforming 30 yr. Fixed Rates no longer posted please call Conforming 15 yr. Fixed Jumbo 30 yr. Fixed Jumbo 15 yr. Fixed Rentals 30 yr. Fixed Conf. - 5 yr. FIXED then to 1 yr. ARM Conf. - 3 yr. FIXED then to 1 yr. ARM Conforming & Jumbo - 1 yr. OPTION ARM Jumbo - 5 yr. FIXED then to 1 yr. ARM Jumbo - 3 yr. FIXED then to 1 yr. ARM Interest Only Fixed 5 yr. then to ARM No Cost Loans or LOW ONE FEE offers available on many programs.
Second mortgages Interest Rate APR 125 % Loan to Value Home Equity Loan - Fixed Home Equity Line Of Credit .
Credit Problems? Can't Prove Income? No Problem! Click here for quote. Hundreds of other programs available. Click here for a custom quote on any other loan programs . No qualifying loans? Poor credit? No Problem! Quick Application THE TRUTH ABOUT NO COST LOANS
The term can be a little misleading.
Here's the real facts about "No Cost" loans.Certain services are required on ALL home loans. They include but are not limited to title search / insurance services, recording of documents, closing agents, preparation of loan documents, originating / processing the loan file and so on. Of course we must assume that none of these service providers work for free. These fees can be paid by one of 3 methods.
1) Accept a market rate and finance the fees into the loan amount on refinances.
2) Pay cash at closing. (Seller may contribute on purchases).
3) Accept a slightly higher than current home mortgage market rate and get a rebate and eliminate some or all of the fees involved. The lender will pay these fees with said rebate. Known as a "NO COST" loan.The bottom line is nothing is free. All the ads you see and hear on the internet, TV and radio never tell the whole story. We do.
Please note the following:
Mortgage rates are "par" pricing before any add-ons as may be required for circumstances as directed by Fannie Mae.
*APR is calculated on $100,000 conforming loan amount and $500,000 on jumbo loans. Current mortgage interest rates, points and programs cannot be guaranteed and are subject to change without notice. Rates subject to LTV, credit score, income and other factors. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Maximum Loan amount for a conforming loan is 1 Family Home - $417,000 2 Units - $533,850 3 Units - $645,300 4 Units - $801,950. Jumbo is a loan amount in excess of these amounts. "No Cost" loans are based an loans in excess of $125,000.
1st Metropolitan Mortgage Lending
PO Box 2788 (Mailing)
0036 1/2 #B Cartier Ct.
Dillon, CO 80435
1-800-938-3668
Local 1-970-513-8010
Fax 1-970-513-8108
Quick Loan Application | Pre-Qualify For a Home Loan | Request a Good Faith Estimate Now
California Home Loans | Colorado Home Loans | Florida Home Loans | Mortgage Interest Rates
Commercial Loans | Good Faith Estimate Information | Links | Mortgage Refinancing - Refinance | Sitemap
Debt Consolidation | Home Loan Programs | Home Equity Lines | Home Improvement Loans | Best Rates
Colorado Real Estate - Summit County | Home Equity Loans | Commercial Loans Lenders | Home Loans
1st Metropolitan Mortgage
1-800-938-3668
Residential & Commercial
Lending Source
See how today's best mortgage interest rates can improve your financial life today.